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Instead of screaming at each other and pointing fingers, perhaps lawmakers should do something that actually will help the senior voting block they covet: start making long-term care better.

Always remember this about risk management: the first word.

These days, senior living operators in just about every state are tapping into Medicaid payments. And more than a few players are not content to stop there.

It appears the National Academies of Sciences, Engineering, and Medicine has confirmed what most of us have long known: The way long-term care is generally delivered and funded bears a striking resemblance...