North, South, East, West. All quadrants of the United States are represented on MoneyRate’s 10th annual list of top states for retirement.

“We created this study to help raise awareness of the issues those close to retirement should consider. How people prioritize those issues is a matter of personal taste,” Richard Barrington, a senior financial analyst for MoneyRates, said in a statement. Important regardless of destination, he added, is that older adults’ savings are sufficient to last through retirement and to accommodate the lifestyle someone wants to live.

MoneyRate’s top 10 states for retirement in 2020:

  1. Florida
  2. Iowa
  3. Arkansas
  4. Oklahoma
  5. Idaho
  6. Missouri
  7. West Virginia
  8. (tie) Arizona
  9. (tie) Indiana
  10. Hawaii

The personal finance website evaluated all 50 states based on healthcare, personal security, local economy, weather conditions and popularity with older adults. Data came from the Centers for Disease Control and Prevention, the Council for Community and Economic Research, the FBI, the Bureau of Labor Statistics, the Tax Foundation, the National Oceanic and Atmospheric Administration, the Universal Ecological Fund and the U.S. Census Bureau.

Florida ranked No. 1, as it did last year, because it is a popular destination for retirees and has the highest proportion of people aged 65 or more years, meaning that many areas in the state cater to older adults. “However, people should also consider that the rate of violent crime is somewhat worse in Florida than in many other states,” according to MoneyRates.

Iowa and Oklahoma, at No. 2 and 4, respectively, ranked high because of healthcare. Oklahoma added more nursing homes since last year and now has the fourth-highest available capacity among all states, MoneyRates noted.

Hawaii, at No. 10, has warm weather but also has the highest cost of living of any state, even though the state has low property taxes and unemployment, according to the website.