Do smaller or non-profits face additional hurdles when trying to access capital?

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Yes. They must rely on the debt markets to raise capital or in some cases attract philanthropic donations. Although non-profits can file for bankruptcy, many smaller non-profits tend to choose to close down operations altogether when they cannot overcome a liquidity crisis.

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In Focus

Dec. 13

A giving season

Nationwide

Senior living communities throughout the country are proving that the end-of-year holidays are a time of giving.